Having a car
accident in Lafayette can be an unnerving experience, but at this juncture,
knowing what to do is very accommodating, especially in the case of involvement
with the personal auto insurance Lafayette policy.
Right after the incident, ensure safety by checking for possible injuries and
moving the vehicles to a safe area if possible to avoid further complications.
Once safe,
exchange insurance information with the other parties. Document what happened
by taking pictures of the scene, the damage to the vehicles, and any road
conditions that may have contributed to your bad luck. If anyone has been
injured or widespread property damage has occurred, the accident must be
reported to the Lafayette police. This will create an official record of the
incident, which can then prove useful in working through insurance claims.
Alert
your personal
auto insurance Lafayette carrier of the accident so they can start their
process on claims. At that point, they will be able to walk you through the
kinds of forms and evaluations required to consider coverage and get you back
on your way with repairs or a replacement. Keeping up with the recordkeeping
and following up with your insurance company will help you get anything
resolved more quickly, reducing the stressors of a car accident in Lafayette.
These steps will ensure you're prepared and protected if something goes awry in
your car, all under your auto insurance Lafayette policy.
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