Of all the ways to buy insurance today, why should we go the traditional route? Why do we still need the middle man when we can simply request a 'quote' from the first Google search result?
Who Needs an insurance agents lafayette la?
While the industry defines us as insurance agents/brokers, we identify as insurance advisors, champions and advocates of our clients. To be technically correct, we'll use industry terminology for this post.
So who needs an insurance broker? If you're a college student with a single car, it's you. The cheapest quotes atop the first page of your Google search will probably suffice. Here are a few personal and commercial profiles that should have an agent:
Benefits of Having an Insurance Agent:
Save Money
Assuming you make the right decision and go with an independent insurance agents lafayette la, you have a much better chance at saving money. Independent insurance brokers use their experience as leverage to keep insurance companies honest with their rates. They also shop your policies annually.
Freedom
When you buy insurance directly from an insurance company, you are limited to their products only. Actually, you can get stuck with a direct agent too! The industry refers to them as 'captive' agents.
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